Auction Finance

When the hammer falls you are committed to complete – often within 28 days. Auction finance is a form of bridging designed to meet these deadlines.

Before you bid

• Talk to us early – ideally before auction day, so we can review the legal pack and the property.
• Check the deposit – you usually need around 10% at exchange, plus fees.
• Plan your exit – sale or refinance, with a realistic timescale.

Typical features (illustrative)

• Term: typically 1–18 months
• Loan-to-value: typically up to 70–75% of value, subject to lender criteria
• Speed: timescales depend on valuation, legals and lender – early preparation is key

Why preparation matters

Missing a completion deadline can mean losing your deposit and facing further costs. We cannot guarantee any timescale or approval, but early engagement gives you the best chance.